Pinnacle Financial Trust

SERVICES

Financial Consulting

Gain clarity and control over your finances with our tailored consulting services. We help individuals and businesses define financial goals, manage risk, and make strategic decisions that drive long-term success.

Our consulting services include:

Personal and business financial planning
Investment strategy and portfolio review
Budgeting, cash flow, and debt optimization
Risk assessment and mitigation planning
Strategic goal setting and performance tracking
Retirement and succession planning

Whether you're looking to grow your business, secure your personal finances, or prepare for the future, we offer expert guidance rooted in experience, discretion, and results.

Customs Bonds

Financial Consulting

Facilitate your international trade operations with our U.S. Customs and Border Protection (CBP)-approved bonds.

We issue:

· Importer Bonds (Type 1)

· Drawback Bonds

· International Carrier Bonds

· Foreign Trade Zone Bonds

Ensure seamless import/export activity with compliant, government-backed coverage.

Sweepstakes Bonds

We help you launch compliant sweepstakes, contests, and promotions across the U.S.

Our bonds ensure adherence to state requirements — especially in New York and Florida — and guarantee prize fulfillment.

Whether you’re running a nationwide giveaway or a regional contest, we’ll help you stay legally sound and publicly trusted.

Escrow Accounts

Sweepstakes Bonds

Secure your sweepstakes prize funds with licensed third-party escrow arrangements.

We work with trusted escrow agents to hold and release winnings only after all legal, tax, and identity requirements are satisfied.
Using escrow demonstrates financial integrity, ensures regulatory compliance, and protects all parties involved — especially in high-value or nationwide promotions.

FAQ

What is a surety bond?

A surety bond is a financial guarantee that ensures one party fulfills its obligations to another. If the obligation is not met, the surety (us) steps in.

How fast can I get a bond?

Most bonds are approved and issued within 24–48 hours. Urgent cases may qualify for same-day processing.

Do I need a sweepstakes bond in every state?

No. Only certain states (notably New York, Florida, and Rhode Island) require bonding for promotions exceeding specific prize thresholds.

Why would a sweepstakes use an escrow account?

Escrow accounts are used to securely hold prize funds before they are awarded. This ensures the sponsor has set aside the full prize value, protects participants, and demonstrates financial integrity—especially in high-value or bonded sweepstakes.

What happens in an escrow account before prize funds are released?

Before releasing sweepstakes winnings, the escrow account holds the funds securely while essential steps are completed — such as verifying the winner’s identity, collecting required tax forms (like W-9 or W-8BEN), and ensuring compliance with federal reporting obligations.

Can I apply online?

Currently, applications are handled exclusively via email. Please contact us at contact@pinnaclefinancialtrust.com, and our team will assist you with the necessary steps and documentation.